Last Updated: July 10, 2024

Financial & Retirement Planning Tools on AgLearn

Do you have a rainy-day fund?

No one wants to think about unexpected disasters — but it’s important to plan for them. A new course shown below can help you. A financial plan that includes emergency savings is SO important. It can help you focus on your financial goals and avoid making quick decisions. Use the tools on AgLearn to take charge of your finances and plan tax-smart steps to invest and grow your savings.

Make your financial and retirement plans now

• With step-by-step guides by Debbie Mason, a CERTIFIED FINANCIAL PLANNER™ professional
• Interactive - Self-paced - 24x7 access - online through AgLearn

Choose an AgLearn course below that meets your needs.

Be prepared for life’s unexpected disasters.

• Learn how to build and maintain an emergency fund.
• Analyze your spending and identify problems.
• Use a budget to save more, and make a plan to pay off debt.
• Plan where to save, how to invest, and when and how to use the funds.

Take charge of your money.

• Plan steps to manage expenses, credit, and debt.
• Build an emergency fund and evaluate insurance needs.
• Build savings with tax-smart retirement savings accounts: TSP and IRAs. Are you contributing the most you can?
• Improve financial records.

Learn to invest and grow your savings.

• Build a personal financial and retirement plan with a customized course.
• Build savings with tax-smart retirement savings accounts: TSP and IRAs. Are you contributing the most you can?
• Learn how to invest and allocate savings — Thrift Savings Plan (TSP), Roth TSP, 401(k), IRA, Roth IRA.
• Estimate income needs, retirement income, and savings growth.
• Learn your benefits and estimate Federal and other retirement income.
• For Late-Career, evaluate withdrawal options — TSP, Roth TSP, other.

Choose a TSP, Retirement, and Financial Planning course below customized for your retirement system to learn more.

Ready to retire? Have you saved enough?

• Create a tax-smart cash flow plan to have more after-tax money to spend.
• Learn how to invest for inflation-adjusted lifetime income.
• Learn how to avoid stealth taxes.
• Determine a safe spending rate from TSP and other retirement savings.
• Determine if Roth conversions would benefit you.