Dmason Financial tools can help you with TSP, Retirement, and Financial Planning.
No need to wait for seminars. Self-paced, training tools on AgLearn can help you understand Federal benefits and make plans to manage and invest your money to fund the lifestyle you choose. Recent updates include a new "Ready to Retire" course, changes due to the SECURE and CARES acts, and the new L funds.
Make your financial/retirement plans to secure your financial future with step-by-step guides written by Debbie Mason, a CERTIFIED FINANCIAL PLANNER professional.
Financial planning checklist:
- Are you meeting your financial goals?
- Have you paid off credit cards or other debts that you hoped to?
- Have you kept within your budget?
- Do you have an emergency fund?
- Have you contributed the maximum amount to your TSP?
Take time now to get a grip on your finances
Be Money Smart Take Charge Now (DMASON 125)
Within one year of retirement? How can you have more after-tax money to spend? New
- Will you have enough cash flow for your retirement plans without running out of money?
- How can you create tax-efficient cash flow from savings to add to your other income sources (e.g., CSRS, FERS, Social Security)?
- Should you change your investment allocations when you retire?
- Would Roth conversions benefit you?
- Have you planned for long-term care and estate transfers?
Take time now to make a retirement investment and cash flow plan
Ready to Retire? Tax-Smart Investment and Cash Flow Planning (Dmason 140)
Within 10 years of retirement? How much cash flow will you want from savings?
- Will you have enough cash flow for what you want to do?
- Do you need to reduce debt or increase savings to fund your goals?
- Have you maximized your TSP and other tax-smart savings?
- Have you looked at potential cash flow from TSP/IRA withdrawals?
- Do you need to adjust investment allocations for short-, intermediate-, and long-term goals?
Take time now to evaluate savings, estimate retirement cash flow, and make a plan
Late-Career TSP, Retirement, and Financial Planning for CSRS (DMASON 101)
Late-Career TSP, Retirement, and Financial Planning for CSRS Special (DMASON 102)
Late-Career TSP, Retirement, and Financial Planning for FERS (DMASON 103)
Late-Career TSP, Retirement, and Financial Planning for FERS Special (DMASON 104)
Have you reviewed your financial goals and savings needed lately?
- Have you estimated income needs and savings growth over time?
- Are you maximizing your TSP and other tax-smart savings?
- Have you compared tax-smart saving options — TSP, Roth TSP, IRAs, Roth IRAs?
- Do you know which investments are best for short-, intermediate-, and long-term goals?
- Do you need help planning for child education, long-term care, or estate transfers?
Take time now to review your savings and make a plan
More than 25 years to retirement?
Early-Career TSP, Retirement, and Financial Planning for FERS (DMASON 106)
Early-Career TSP, Retirement, and Financial Planning for FERS Special (DMASON 107)
10 to 25 years to retirement?
Mid-Career TSP, Retirement, and Financial Planning for FERS (DMASON 109)
Mid-Career TSP, Retirement, and Financial Planning for FERS Special (DMASON 110)
(Edited by DANA DEROUCHEY - original submission Monday, July 12, 2021, 11:51 AM)